2 PS4 consoles, 1 PS+ subscription

I’ve been trying to google this, but it’s hard getting a definitive answer.

I’m thinking of buying a PS Plus subscription again. Me and my spouse have our own consoles and we’re both logged in on both. My spouse has way more PS Plus games from before, so I’m thinking of buying the membership for her account. A couple of questions:

-If I buy the membership for my spouse’s account, I can also play online with my own account, right?
-Does it make any difference which console we set as primary for the PS Plus account?

Feel free to share, if there’s anything else I should know about this. Also I’ve no clue which membership I should go for. Are the more expensive ones worth it if I’m just looking to play games?

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