Old money style. It’s giving wearing Chanel earrings and a Hermes handbag to brunch. It’s giving long weekends spent soaking up the sun on the Mediterranean, summer nights sipping champagne in Monaco, and winter holidays spent hitting the slopes in the Swiss Alps.

Rumour has it that old money style is the fashion trend to conquer in 2025. I blame TikTok and Sofia Richie’s magnificent outfits, but Pinterest is also a big fan. Either way, I’m all in on adding the trending old money aesthetic to my wardrobe this year.

Old Money Style: How To Look Expensive On A Budget

What does old money style mean? It’s about embracing those preppy outfits, the timeless elegance and sophistication. Think classic cuts, neutral colours, and high-quality fabrics that exude effortless luxury. Old money outfits are all about refinement over flash, steering clear of anything that feels overly trendy or loud.

When it comes to old money fashion style, there are a few key staples that define this timeless aesthetic. Linen is a must, particularly in light, airy colours like crisp white and soft creams. Polo shirts from heritage brands like Ralph Lauren or Lacoste are another essential. Or, failing that, a cashmere jumper thrown over the shoulders will give you that unmistakable air of elegance.

Accessories should be kept understated and elegant; think leather loafers, gold watches, and sunglasses from high-end classic designers like Ray-Ban. Blazers, tailored trousers, and smart button-down shirts are also typical of the old money style, as well as classic handbags in neutral shades like tan, black, or brown.

If you’re wondering how to style old money aesthetic outfits, it’s all about focusing on timeless, versatile pieces that look effortless but polished.

Black Satin Shirt & White Denim Jeans

Starting off strong, a versatile black satin shirt offers a touch of luxury and sophistication to any outfit. Pair the shirt with white denim straight-leg jeans; the light colour and design will add just the right amount of modernity to the outfit while maintaining a classic appeal.

To create a sleek silhouette while adding a pop, cinch your waist with a skinny black and gold-detailed belt. Finishing the outfit off with a black cross-body bag adds both sleek style and practicality. Whether you’re running errands or spending an afternoon with friends, you won’t miss a beat with this timeless look.

This pairing also makes a fabulous example of casual old money style, blending comfort and refinement seamlessly.

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Classic Breton Jumper & Beige Tonal Staples

This one makes a perfect spring everyday outfit. To start, opt for a classic white T-shirt as your base, which is a versatile and timeless wardrobe staple. Pair it with beige denim jeans or capri pants. That black and white aesthetic, if you will.

Next, style with a Breton jumper wrapped around your shoulders to add a touch of texture and depth, along with an oversized straw bag, a gold bangle, and classic black mules.

This look is ideal for those embracing old money casual style while maintaining a polished and versatile wardrobe.

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The Classic Chanel Suit

Preppy outfits AKA the Chanel suit. The unofficial uniform of the elite, alongside the Chanel handbag and some old money blonde hair.

Whether you opt for the classic tweed jacket and skirt combination, go for a more relaxed look with a contrast cardigan, or even a shift dress, this look exudes timeless elegance and sophistication with its gold detailing.

Tweed, in particular, is known for its warmth and durability—making it a favourite among old money clans who swear by its lasting quality and ability to withstand the test of time. Add some gold jewellery, and you’ll fit right in.

Looking for a dressier option? Consider old money style dresses like a fitted tweed shift or an elegant evening gown in neutral tones.

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Soft Cashmere Paired With Structured Linen Shorts

Perfect for casual daytime outings or brunch with friends, this look is a dreamy blend of classic design and luxury Parisian. Or, the “I go to a private school” preppy aesthetic.

Start by pairing a soft cashmere sweater, then add some interesting juxtaposition with a pair of structured black linen shorts—both comfortable and practical.

Then add a touch of feminine elegance with a pair of ballet flats. When it comes to accessories, keep them minimalistic: a gold watch, a black body bag, and you’re good to go.

Classic Elegance And A Polo Shirt

This is my idea of an outfit you’d wear to leisurely watch tennis, followed by a cocktail. Taking a detour from very minimal old money outfits, here’s how you can embrace colour with this preppy style.

The key is to add soft pastels that will complement an otherwise monochromatic outfit. Start off with a coloured polo like above and pair it with a white structured minimal skirt.

Add a matching chunky headband straight out of Blair Waldorf’s wardrobe, a white handbag, and a pair of statement gold earrings for good measure.

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Continue Reading: 16 Classy Short Nail Designs To Try in 2025

The Stripes, White, and Brown Uniform

A timeless outfit will always be a blue-and-white striped shirt paired with white trousers and a brown bag. It’s a look that will never go out of style.

Pair this with basic white sneakers, and you’re ready to grab lunch with the girls. This classic combination makes it easy to channel the old money style for women effortlessly.

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Chanel-like Tweed Jacket & Loafers

Last, but certainly not least, is the absolute classic old money style outfit. It’s got the tweed jacket, it’s monochromatic, and it’s classy and yet understated. The easiest way to style this with a French twist is with a pair of black denim skinny jeans, or capri pants.

While this jacket from Anine Bing is sold out pretty much everywhere, I did manage to find some cheaper alternatives for you to shop below.

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Tweed Top And Satin Skirt

Channel the timeless elegance of old money aesthetic with a classic tweed top and satin skirt.

The tweed top adds a touch of vintage charm, reminiscent of the refined style of bygone eras, while the satin skirt brings a modern twist with its sleek and luxurious texture.

Perfect for formal occasions or elevated daytime events.

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Tweed Dress and Ballet Flats

Old Money Aesthetic Black and White Knit Dress

Tweed dresses are known for their classic and sophisticated aesthetic—and the contrast black and white trim, even better.

I think this is an absolutely timeless outfit and the ballet flats (similar to Chanel) finish off this old money vibe.

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Why Old Money Style Works

Dressing expensively doesn’t always have to come at a high cost. By taking inspiration from old money clothes, you can effortlessly exude elegance and sophistication without breaking the bank.

The six outfits above are perfect examples of how you can achieve the luxurious look with affordable alternatives. It’s all about investing in good-quality classic staples and accessories, then styling them uniquely to your taste.

If you’re drawn to trendy outfits 2025 but want to incorporate the old money fashion style, focus on timeless, versatile pieces that never go out of style—like linen, tweed, and tailored staples. With the right mix of old money brands and your personal flair, you can create your own spin on the old money aesthetic that feels modern yet refined.

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