By skyforbes Just under 3 years ago, my grandmother gifted me money for a down payment my house. The house is only in my name, and I had a gift letter drafted by my grandmother as the lender required it.
Unfortunately my grandmother had a stroke and due to the 5 year look back, she is now ineligible for long term care through Medicaid. The problem is, is that she HAS been at a long term care facility for the past 5 months. I’m just finding out that there is a past due bill there totaling over $40k.
I had a call with a social worker today, they stated that if I don’t sell the house and pay the money back, they will put a Medicaid lien on my house, and that the cost of any future care will be put toward that lien. I was also told this by a second social worker later in the day.
I was lucky enough to speak with an attorney, it was a quick and hasty conversation, but she basically stated that Maryland Medicaid can not put a lien on my house, but I’m still on the hook with paying for care since she is ineligible.
I’m currently working on setting up a room for her, but in the meantime, I’m still incredibly stressed about a lien being taken out against my home. Can they even do that if the house is in my name?
Any advice is greatly appreciated!