By skyforbes Hello,
I am in Maryland, I am a US citizen, and back in June I found out I was pregnant. We have primary insurance through my spouses job (carefirs). My family went to the health department and thanks to the higher income limits they have for pregnant women and children I was approved on the spot for Medicaid as a secondary insurance, as was my toddler (my spouse did not qualify since they had to go by the regular income rate). We chose MPC as our MCO.
I have two questions, one, when open enrollment happens at the end of the year will I need to do anything for myself or for my toddler to keep enrollment, or will it be an automatic renewal for both? Will it be different for the following year when my pregnancy period would be over but my toddler and newborn may possibly still be eligible?
My second question is, I have not gotten a clear answer from MPC on if my coverage is good for 4 months after birth or 1 year after birth, on some websites it says Maryland has Medicaid coverage for one year after birth but on some of the MPC website documents it says 4 months.
I try to avoid going on the marketplace website or calling them as much as possible as we had issues before (when we had a full price marketplace plan) where just trying to poke around on it, or calling for help about reporting some income loss, caused issues where it pretty much on the spot was irreversably changing/ending our coverage and was a big mess. I sent a portal message on the MPC website but received a generic response about referring to your plan for information on your plan.