By skyforbes I live in Colorado, specifically Colorado Springs. 21f with no kids and not married. My income is between 15k – 20k. I just don't know what to do, I feel so lost because not only is this whole insurance situation stressing me out but I'm also trying to purchase a car which is it's own thing. Anyways I need any type of advice or suggestions.
I went to the Department of Human Service to try to apply for insurance (Health First Colorado) myself since I tried to do it online but it kept saying I was already on it. When I went in person, the person there told me I was under a family plan and I still have it but with limited benefits related to reproductive health. I'm assuming me and my dad's income together is why I'm not qualified because the paper she printed out said I was over the income limit? I don't know if I should just got out of the family plan and apply for myself? Because she did also say that I would need to move out and have my parents remove me from the plan or if either me or my dad stopped working.
The paper she handed me stated this, "We counted your household size and income from your application and information we got from other data sources we found that your household size is 2 and your income is $2978.00 each month The Limited Family Planning medical benefit counts each eligible household member twice. This means the household size for family planning is different than the number of people in your household. Since your monthly income is below the income limit for the Limited Family Planning benefit of $4429.00 for your household size, you qualify for the Limited Family Planning benefit. Limited Family Planning members can also enroll in private health insurance and apply for financial help at Connect for Health Colorado (Colorado's official health insurance marketplace). Learn more about how to do this in the Other Health Insurance Options section below." I'm also not very familiar with Connect for Health Colorado? If maybe someone knows a bit more about that, that would also be greatly appreciated! So what should I do? Should I ask my dad to remove me or try Connect for Health? Because I do need to get some health things addressed as soon as possible. Thank you.