Elderly mother applying for Medicaid to cover nursing home in Washington State

I’ve been caring for my mother (74) in her home for several years now. Recently she declined beyond my ability to properly care for her, and we agreed to send her to the local hospital for diagnosis, with most likely a trip to a nursing home for rehab before returning home.

She’s now been in the nursing home a month, her Medicare advantage has discontinued coverage, and she’s realized she’s at a point where she may never come home. In order to cover her stay, she’s applying for Washington State Medicaid.

She owns her home, with a mortgage. I live in her home, and have become dependent on her income to pay the mortgage, I essentially pay everything else.

I think there is a program that allows her to keep some of her income to cover home expenses, but I’m unclear on the particular details and I think it’s time limited.

My question is, if Medicaid approves coverage, what can I expect to happen with her income? She receives ~$1300 Social Security a month. As I understand it, without Medicaid, the nursing home will take 90% of her check.

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