This is not a request for legal advice. I'm looking for other's experiences and informal advice as I plot my path forward. References to experts who have proven helpful are also appreciated.
The issue is that I have received Medicaid in Oregon. Do they have a claim to my house? I'd like to use the property for a reverse mortgage.
I'm being hit with a serious financial situation soon. I'm trying to decide if a reverse mortgage might resolve the issue.
The house is currently in my deceased mother's name. Should I put the house in my name, my brother's name or both our names.
I'm a 78 year old wheelchair bound woman living in the Portland Oregon area.
I lack one work year to qualify for SSA retirement. I've been living off of an inheritance which has now now been depleted.
My brother is living with me and we're living off of his Social Security.
In 2019 I had a serious medical emergency.
After a couple of weeks in hospice, back to the hospital, and another five months in a skilled care facility I returned home in February 2020, shortly before Covid started ravaging health care facilities.
I've been receiving home health care over the five years since returning home.
My brother has some back tax issues, so things are complicated.
Once again, the issue is about the title to the house. I would like to hear from you if you have any thoughts related to our situation.
Thank you, h