By skyforbes Is it worth switching from Ohio Medicaid to Blue Cross Blue Shield offered through my job in public service?
Apparently, I can keep both, from the Medicaid side, until my year is up at the end of September, offering dual benefits.
But, my employer cannot allow me to enroll outside the normal BC/BS enrollment period (in November), unless I drop Medicaid, as losing my insurance would be a qualifying life changing event.
I can keep Medicaid until September, regardless of my new income (which isn’t high, but it’s better than when I got on Medicaid), and my providers will be almost entirely the same.
The exception is I moved and need a new psychiatrist, and there are limited options with Medicaid.
On the other hand, Medicaid has been a blessing to avoid co-pays, deductibles, etc.
Has anyone else confronted this issue? What did you do? Any advice?