By skyforbes I am 74 years old, and applied for spousal benefits under my ex-husband. Because the new benefit amount put me over what I was receiving on my own, I lost my SSI and Medicaid. It took me months to have my Medicaid reapplication reapproved. I just have to reapply every six months and do a $100 spend down. However, I just heard that Social Security is giving me a lump sum of maybe $15,000 (after SSI payback is subtracted). I’ve been told I will have to spend down that amount within the month to keep my Medicaid. I can do that by paying off my credit card debt, getting new eyeglasses, putting in a disability ramp on my house, and having what’s left of my teeth pulled and getting dentures. My problem is that I am afraid it will take me longer to get all that done in just one month, which means I will have to go through all the torture of reapplying for Medicaid (it was torture – they lost my paperwork). Is there some kind of trust I can temporarily put the money in so I will have time to line up all the appointments I will need with the dentist, optomologist, and workman?