By skyforbes My husband and I recently moved states (to Virginia) and had to quit our jobs due to moving. Since we were quitting jobs, we decided to take the opportunity to travel abroad for a few months. I figured when we returned we would buy marketplace insurance until we got jobs and incorrectly thought moving would be a qualifying event (I didn’t realize we needed to have had insurance in the past 60 days- not sure how I overlooked this). Now we are looking at Medicaid since we currently have zero income.
I wanted to apply before we got back so we wouldn’t have a period of noncoverage- the application states it takes 30-45 days to receive a decision. However, when filling out the application, it asks if I am temporarily away from home- I am, for 4 months. I think putting this on the application would certainly result in us being denied, right? Would I be better off applying the day I am back in Virginia? I see if the application is approved, the insurance would be good during the month the application was submitted, so we wouldn’t have a period of noncoverage. If it’s denied, we might be in trouble. We are healthy and not planning to use the insurance, but you never know.
My other question is we plan to live temporarily with my parents until one of us gets a job. The application ask for people living in your home- so I assume I would need to report my parents? They don’t claim me as a dependent of course, so I understand we are different tax households. But the way the question is worded- specifically “people living in your home” makes me think they actually want to know who physically lives there? Does living with parents for free affect Medicaid?
I wanted to apply before we got back so we wouldn’t have a period of noncoverage- the application states it takes 30-45 days to receive a decision. However, when filling out the application, it asks if I am temporarily away from home- I am, for 4 months. I think putting this on the application would certainly result in us being denied, right? Would I be better off applying the day I am back in Virginia? I see if the application is approved, the insurance would be good during the month the application was submitted, so we wouldn’t have a period of noncoverage. If it’s denied, we might be in trouble. We are healthy and not planning to use the insurance, but you never know.
My other question is we plan to live temporarily with my parents until one of us gets a job. The application ask for people living in your home- so I assume I would need to report my parents? They don’t claim me as a dependent of course, so I understand we are different tax households. But the way the question is worded- specifically “people living in your home” makes me think they actually want to know who physically lives there? Does living with parents for free affect Medicaid?
Thanks for reading!