My insurance company, United Healthcare has suddenly switched me over to pre-authorization and sent me some literature on Step Therapy. This all happened after I went to the hospital and had to be admitted when I left where I was staying with my ex husband but we had an argument over me lapsing the day before and that day and he told me if I didn't get myself back under control I had two weeks to move out. I have been having a serious mental health crisis for 3 years now and my fiance I had kicked me out and I've had to go back to stay with my ex husband because I'm ill. We have been best friends for years and I was so upset that I upset him..Anyway, I don't really know what happened to me that day, I was so upset I got all confused and walked up the street and called the police cause I got it in my head he wanted me to leave then. They took me to the ER and they took me to the BHUband kept me two days and they did a urine screen and blood draws and found substance in me. I have schizoaffective disorder but I think since they found a drug in my system they are trying to kick back the claims the hospital put in, my PCP now afterwards, and my psychiatrist. They are sending me all kinds of literature about palliative care, nursing homes, advanced directives, and stuff that makes it look like I've lost my mind and I'm scared these doctors are going to try to say I've lost my mind just because I've had a couple psychosisthat have subsided with meds but I think they are trying to blame drugs for my psychosis every time. Ill be honest and tell you I'd done 3 bumps that day of a substance and I was confused after the fight but seriously I dont do that much, but I know it may not take much to affect your psych meds and mentality. I know that now but didn't know that then. Even so, my psychosis before that have involved drug screens that were clean because I don't use all the time, just occasionally. Why is it that I think all these things they are sending me is trying to disregard my diagnosis as s hizophrenic and blame it all on a drug when my labs clearly back up for 3 years there's not always been drugs involved. Now everything is on presuthorize and something about Step therapy I'm not understanding. Are they saying they aren't going to covery meds now? And, are these the actions I feel like I've googled enough to think they might be gonna try to drop me from Medicare? Something is up. I'm hoping my psychiatrist that I dropped hasn't turned me into the cops or some judge for a mental competency or a drug use issue. I still don't trust I'm not being investigated by them because all of a sudden for weeks now I've been inundated with requests for updated personal info and with all this changing health info on there and the doctors have some of my health records blocked where I can't see three of them. What is happening? I'm scared I'll lose my health coverage and I have to have mood stabilizers and antipsychotics or there's no telling how I'll end up.