By skyforbes I am in the process of applying for Medicaid for my mother. She is 88 and has Alzheimer's, but is still living at home and refuses to move (I can't make her yet, so don't suggest it). I am an only child and solely responsible for her financial affairs now. I have hired a Medicaid planner as part of her spend down, and I fully understand all the rules, except for this one thing. In NJ our real estate taxes are HIGH. She pays approximately $1800 every 3 months ($7,200 a year) for a tiny apartment sized house. She does receive a check for the senior tax freeze. I am planning on paying her taxes early as soon as she receives an $1800 yearly tax freeze check AND an anchor benefit check. But how on earth am I supposed to keep her account below $2000 every month and still have enough to pay an $1800 tax bill every 3 months? She will be flat broke every 3 months with not enough to pay her basic living expenses. I ran this scenario through a few times and I can't make it work! Thoughts? I can't be the only person in NJ faced with this. The only thing I could come up with is live off the credit card for one month and try to play catch up the next? This $2,000 limit is a joke in NJ.