By skyforbes Hi, I was starting to explore signing up for Obamacare (through New York State where I live, which I guess uses their own thing) and was a little confused by which plans they selected for us all.
I have a lot of questions, but one that seems strangest to me – we have two small children: a toddler and an infant.
- The toddler they selected for "Advance Premium Tax Credit with Cost Sharing Reduction" (the credit we get each month is…. 3 dollars. Whoop.) with plans basically in the 400 dollar range.
- The infant, Medicaid.
Why the discrepancy? The income situation obviously isn't any different for one of my children than the other, why wouldn't both be eligible for Medicaid or neither of them be?
Meanwhile they even suggest NY Essential Plan 200-250 for us, which means my wife and I wouldn't be paying anything, and our youngest wouldn't be paying anything, but my two-year-old owes 400 bucks a month? If that's what it is, it's fine, but just seems like maybe I did something wrong?