Don’t need any judgements on this post, please.
I need to know if this is how this would work:
I (28M) work and make above the income limit even for a household size of 3-4 for Medicaid eligibility in VA. My partner (31F) does not work, and she is on Medicaid right now. I do not claim her as a dependent. We are not married but would like to do so and have kids. It is our next step. I am thinking it would be cheaper to stay unmarried, have kids, and have her remain on Medicaid, so the prenatal/delivery/postpartum costs are fully covered, with potential for the child to be on Medicaid.
My questions begin here:
Am I correct in believing that as an unmarried couple living in the same place, she has her own Medicaid eligibility and therefore could keep it while I work and make money?
After the kid is born, would they be able to be put on Medicaid if I don’t claim them as a dependent? If I claimed the kid as a dependent, would the state look at my income and deny their Medicaid?
The main goal with all of this is to keep the cost of having a child to a minimum. I know the delivery, even on the private plan I have thru work would cost a fortune.
Any guidance/help is appreciated. Thanks!