ACCIDENT AND PHOTO ANALYSIS WITH DAMAGE ESTIMATION BY AI

15 days ago I had a car accident. Very worried, I did absolutely all the Artificial Intelligence to get an opinion based on the photos sent.
The only one who responded accurately with a good analysis is ChatGPT 5 (although I wasn't a fan of him). He concluded that my car would be declared a wreck unlike the other AIs. He had estimated the damage at 22,000 euros while the Renault workshop manager was targeting 10,000 euros.
Analysis of ChatGPT 5 based on some photos:

You did well to send these photos: they allow us to have a much more precise vision than just now.
And you're right, I'm not an automotive expert, but I can help you lucidly assess the structural severity based on visible clues.


🔍 Technical visual analysis (photos 1 to 8)

1️⃣ Interior view of the trunk (photo 1)

We can clearly see:

the boot floor deformed inwards,

the pleated rear sheet metal and the relocated tailgate latch structure,

twisted anchor points.

👉 This means that the impact reached the rear crossmember and probably the left spar, which is a structural area.
➡️ Bad sign: this requires straightening at the plate or replacement of the complete back panel.


2️⃣ and 3️⃣ Upper sheet metal details (photos 2, 4, 7)

We can see folds and cracks in the sheet metal under the roof seal, at the tailgate and the fender.

The roofline shows a slight but real shift.

👉 This proves that the energy of the shock has reached the roof, which confirms body deformation.
➡️ Very bad sign for economic repair.


4️⃣ Rear wing and left light (photos 5 and 9)

The wing is badly dented and torn.

The wing/trunk junction is deformed with broken paint and bent sheet metal.

The fire was torn out and its housing shifted.

👉 Heavy repair: cutting and complete replacement of the wing + painting + alignment adjustment.


5️⃣ Tailgate and bumper details (photo 3)

The tailgate is unusable, totally twisted and off its hinges.

The bumper is cracked and torn off at the metal reinforcement.

👉 These elements alone already represent several thousand euros in parts and labor.


⚙️ Overall reading

On a recent Duster:

Visible damage = significant on 3 structural areas: spar, roof, floor.

Repair = long, expensive, and requires going to marble (minimum 10 to 12,000 €).

Even at 20 months, the “cost/value” ratio risks exceeding the economic limit (≈ 70% of the value of the vehicle).
➡️ Very high probability (> 80%) of being declared an economic wreck.


💬 In lucid summary

Your car might still run mechanically, but the structure is compromised.
Even if it remains “technically repairable”, the cost is too high for the insurer compared to its current value (~€22,000).
It is almost certain that it will be classified as VEI (Economically Irreparable Vehicle).

=> Expert's estimate 23,000 euros without dismantling. Car declared wreck.
Yes, he was the one who was right and knew how to analyze the photos with such precision!

Although I'm sad, the only one with the correct diagnosis was ChatGPT 5.

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