Help me understand this nonsense – ny

Im 57 and disabled. Have had medicaid for approximately 1.5-2 years.
Straight medicaid.

Was told i am eligible for a prepared meal home delivery plan. After months of trying to get it i was told i was actually denied because its part of a home services package but if i pick and go into a medicaid “plan” then i would receive the meals if it was part of that particular “plan”.

  1. I was told last year that at some point i may need to pick a “plan”.

My questions are:
1. Do i actually need to pick and enroll in a “plan”, because im fine with straight Medicaid and i cant really afford to pay a monthly premium?

  1. Are there plans without a monthly payment?

  2. Are there plans without a monthly payment that i could get a prepared delivery meal plan?
    Its very tough for me to cook as well as actually go grocery shopping and carry groceries into the house. A meal plan thats delivered that i can just put in microwave would be great.

  3. Why would anyone voluntarily go from straight Medicaid with no payments into a plan that costs them monthly?

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