By skyforbes I submitted an application for my wife in October, I finally got a letter requesting additional information a few days ago. I uploaded the needed documents.
Since the application was submitted she has gotten very sick she had a week in the hospital with no insurance and the imagining, specialists and tests will be ongoing leading up to an organ transplant. After the uninsured hospital visit I got a market place insurance plan with a high monthly premium and a $10k annual out of pocket which has been met and exceeded.
My question I guess is, as far as coverage and quality care, approvals etc for ongoing potentially terminal cases, is it smart to just try to find the money for the market place plan for ongoing care, like will it be easier down the line or go with Medicaid? We live in Montana and a lot of the upcoming specialists will be out of state in Washington and Oregon from what I understand. I’m just drowning in bills and payment plans and financial aid applications while trying to make sure she’s getting the best care and don’t know what to do
Since the application was submitted she has gotten very sick she had a week in the hospital with no insurance and the imagining, specialists and tests will be ongoing leading up to an organ transplant. After the uninsured hospital visit I got a market place insurance plan with a high monthly premium and a $10k annual out of pocket which has been met and exceeded.
My question I guess is, as far as coverage and quality care, approvals etc for ongoing potentially terminal cases, is it smart to just try to find the money for the market place plan for ongoing care, like will it be easier down the line or go with Medicaid? We live in Montana and a lot of the upcoming specialists will be out of state in Washington and Oregon from what I understand. I’m just drowning in bills and payment plans and financial aid applications while trying to make sure she’s getting the best care and don’t know what to do