My mom has had custody of my great-grandmother (82) for the past year after she was emotionally abused and mistreated by her son. Since then, my mom’s been her full-time caregiver, but my great-grandmother was recently diagnosed with late-stage Alzheimer’s dementia and now needs 24/7 care beyond what my mom can provide.
We’re trying to get her placed in a long-term care facility through Medicaid, but we’re worried she may be denied. We know Alabama Medicaid has a 5-year lookback, and during that time, her son (who had control over her finances) took a significant amount of money. The issue is — my mom has no documentation, bank records, or proof of what happened. She also doesn’t want to pursue legal action, especially since my great-grandmother is no longer mentally capable of participating in a case or testifying.
She has less than $50K left, which we’ve been told may be eligible to go into a trust, but if Medicaid denies coverage, we’re not sure what options are left. No other family members are willing to help, and my mom physically can’t continue being her sole caregiver.
Has anyone dealt with a similar situation in Alabama? What can we do if Medicaid denies coverage? Are there any other programs or resources we should explore?