By skyforbes 
Recently posted here about paying my home loan in 3 years and people were saying paying 40L loan on 3L/month salary is not a big deal.
I grew up in this house where it used to rain and my books used to get wet.
On top of this, I bought an apartment which is now loan free. Found some pictures from early days to show why loan free and being a free man is big deal for me.