By skyforbes My son had a stroke following brain surgery for a brain tumor at 21 and is disabled. He is on SSI and Medicaid – he also lives with us. This is in Georgia.
There is a personal injury settlement that he has received and is being held in a trust account by a lawyer at this time. First we looked at possibly a special needs trust as a way to possibly shield some of this money from this settlement for him, especially to get additional therapy that Medicaid will not pay for. This seems to be mainly a no-go as Medicaid will get to look at this settlement to take any funds from for repayment before the trust could be established (and as part of the process). They have paid out more than what the settlement is.
Lawyers are now suggesting a spend-down of the settlement to spend as much as possible for legitimate needs. If he had a house, there seems to be things he could do, but he does not. If he could drive, a car could possible be bought – he does not. He lives with us.
We are looking a therapy devices that could be bought outright. Besides that, the limitations seem to restrict a lot of use.
Any ideas you may have on things that could be funded before Medicaid "claws back" the rest?