I was in a severe car accident last year and I've been receiving lost wages monthly payments through my car insurance due to medical issues leaving me unable to work. The lost wages are non-taxable and as stated are as a result of physical injuries.
I applied for Medicaid after the accident (I was on it before as well) and was denied due to the lost wages monthly payments. The agent didn't even ask for documents on it, she just stated i made too much for it. (I am just above the minimum level to receive coverage). I was referred to the Healthcare.gov plans, got approved for a tax credit and now spend $130ish monthly plus additional costs for every appointment / medication.
I was recently informed by some people that according to the MAGI calculation, the lost wages shouldn't count towards income, meaning i have zero.
I want to get accurate information on this before I select a new plan from Healthcare.gov so I know if I should try again for Medicaid or not.
I applied for Medicaid after the accident (I was on it before as well) and was denied due to the lost wages monthly payments. The agent didn't even ask for documents on it, she just stated i made too much for it. (I am just above the minimum level to receive coverage). I was referred to the Healthcare.gov plans, got approved for a tax credit and now spend $130ish monthly plus additional costs for every appointment / medication.
I was recently informed by some people that according to the MAGI calculation, the lost wages shouldn't count towards income, meaning i have zero.
I want to get accurate information on this before I select a new plan from Healthcare.gov so I know if I should try again for Medicaid or not.
Do non-taxable monthly lost wages payments count towards magi calculations for medicaid? If not, how would I go about reapplying and stating this issue I've had?
If they do, is there any other way to potentially receive Medicaid/Medicare? The medical bills are adding up and are really difficult with how many injures I have.
Thank you to anyone who reads and responds. Feel free to ask any other questions, I will answer.